FUNDAMENTAL BENEFITS (in USD) |
Plan |
|
1.MEDICAL EXPENSES & EMERGENCY ASSISTANCE:
Covers the cost of medical treatment arising from illness or accidental injury for both Inpatient and Outpatient. |
$40,000 |
|
a. Medical Expenses: As charged*: $280 per day for hospital room and board. $800 per day if the charges includes room and board and professional services. |
b. Follow-up Care: Medical expenses reasonably incurred immediately following discharge from hospital within 90 days of return to home country |
$5,200 |
|
c. Emergency Evacuation: Emergency evacuation to the
nearest facility capable of providing adequate medical care |
As charged |
|
d. Repatriation: Repatriation to the country of origin when the Company and attending physician determine that it is necessary |
As charged |
|
f. Hospital Cash Allowance: $45 for each complete day the Insured Person is hospitalized over 24hours as a result of a covered disability |
$400 |
|
g. Additional Costs of Travel & Accommodation: Additional travelling costs of the Insured Person for returning to the country of origin and additional costs of accommodation incurred by the Insured Person and an insured family member or traveling companion when such costs arise from hospitalization due to a covered disability necessitating medical treatment of the Insured Person |
$1,600 |
|
h. Repatriation of Mortal Remains: Transportation charges for repatriation of the mortal remains to the country of origin |
$800 |
|
2.PERSONAL ACCIDENT: The sum insured of $16,000; $400,000; $800,000; or $2,000,000. Accidental death or permanent disability including loss of one or more limbs or loss of sight in one or both eyes. The limit of cover for children under 18 years old is $16,000. |